Accepting credit card payments without the cost and fuss

Accepting credit cards suits any business, big or small. Customers reach for their cards because they are secure, convenient and easy, and offering card payments brings your business a range of benefits too.

Customer holding a credit card while paying online on a laptop

Why accept credit card payments?

Short answer: Card payments get you paid faster with less chasing. With B2Bpay you can offer them without a merchant facility, training, or changes to your banking or IT systems, and there is no cost to you for receiving payments unless you choose to absorb the fees.

  • Faster payment. 62% of businesses agree paying by card is faster, and a payment portal lets customers pay online at any time of day.
  • Less chasing, better cash flow. Receiving card payments has been found to reduce payment chasing by 61% and improve cash flow in 73% of businesses.
  • A simpler checkout. Customers need less support and intervention from your team to pay.
  • Less manual processing. No taking payments over the phone, cross-checking bank statements or storing card details.
  • Fraud protection. Credit card companies often provide protection measures that help shield businesses from fraudulent transactions and chargebacks.

Why accept credit card payments with B2Bpay?

B2Bpay is easy to start and will not cost you anything. You do not need training, merchant facilities or any change to your banking or IT systems, because the team does it all for you. B2Bpay processes the credit card payments and pays them into your nominated bank account. There are no costs to you for receiving payments unless you choose to absorb them.

Reward your customers with Qantas Points

You can also become a B2Bpay Bonus Biller and offer bonus Qantas Points to customers who pay your invoices. Customers are rewarded with Qantas Points every time they pay you, which gives you an edge over competitors. The Silver, Gold and Black Bonus Biller levels are explained on the receiving payments page.

Customers who pay by card still build their own credit card reward points balance as well.

Start offering your customers card payments

Join B2Bpay for free and start offering credit card payments to your customers. To get started, simply contact us. We will sign you up and set you up as a biller with a unique payment portal branded with your business logo.

When you are ready, add the portal link to your invoices (for example pay.b2bpay.com.au/YourCompanyName) so customers can pay you at any time by card.

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Earn points and reward your customers when you get paid

  • You receive 1 Qantas Point for every $20 paid to you by Mastercard or Visa.
  • Your customers earn Qantas Points when they pay you through B2Bpay.
Earn 10,000 bonus Qantas Points for the first $10,000 received*

*Offer terms apply and sign-up offers change from time to time. Confirm the current offer with the B2Bpay team on 1300 205 575 before you join.

How it works

  1. Invoice your customerInclude B2Bpay payment info on your invoice. You can do this from within your accounting software, including Xero, MYOB and QuickBooks (plus others).
  2. Customer pays via B2BpayPayments are made using the customer's nominated card.
  3. Funds sent to youFunds are transferred to you by EFT or BPAY within 3 business days.

Watch the explainer video

Talk to us

If you would like to chat about signing up to B2Bpay, or have any questions, call us on 1300 205 575 or email hello@b2bpay.com.au.

Frequently asked questions

Do you need a machine to process credit cards?

No merchant machine is required to process credit card payments. All you need to do is give customers your online payment portal link to prompt payment.

Do businesses get charged for receiving card payments?

There is no cost for you to receive payments, because your customers pay the processing fee, unless you choose to absorb it. If you do absorb it, the fee replaces any existing merchant service fee or surcharge, and you and your customers still earn Qantas Points on eligible payments. Current rates are listed in the receiving payments pricing table.

Can I accept credit card payments over the phone?

Yes, you can accept credit card payments over the phone if you choose to.

Get paid faster on every invoice

Join as a B2Bpay biller and the team will set up your branded payment page and invoice link.

Get started