Earn B2B Points

Turn every payment into points for your business.

Built for Aussie business owners, B2Bpay helps you get more from the payments you’re already making.

Earn B2B Points on your business expenses and turn them into rewards that can take you places.

The B2Bpay app showing available B2B Points, points redeemed and points earned this month
VisaMastercardAmerican ExpressBank accountXeroMYOBQuickBooks

Choose your rewards

Turn your B2B Points into rewards that matter for your business. No extra maths, no hidden fees.

Qantas Business Rewards

Qantas Business Rewards

Convert B2B Points to Qantas Points for your business.

1 B2B Point = 1 Qantas Point
Virgin Australia Business Flyer

Virgin Australia Business Flyer

Convert B2B Points to Velocity Points for your business.

1 B2B Point = 1 Velocity Point
Qatar Airways Privilege Club

Qatar Airways Privilege Club

Convert B2B Points to Avios for your business.

2 B2B Points = 1 Avios
Luxury Escapes Société

Luxury Escapes Société

Convert B2B Points to Société Points.

1 B2B Point = 2.5 Société Points

Why businesses earn with B2Bpay

Free to join

No hidden fees and no subscription costs. Pay only a standard, tax-deductible platform fee for every transaction.

Earn on every payment

Earn full credit card points plus B2B Points on every business expense, including ATO, government, telco, insurance and utilities payments.

Turn bank payments into points

Pay via bank account or PayTo and earn B2B Points. Even when you’re paying off your credit card.

Pay any supplier

Use your card even if your supplier doesn’t normally accept card payments.

Improve cash flow

Keep more money in your business for longer by managing payments smarter.

Choose how you want to earn

Pick the option that suits your business. You can change anytime.

Essential

Keep it simple

  • Earn full card points on business expenses
  • No subscription or hidden fees

Perfect if you just want payment flexibility.

  • Visa1.10%
  • Mastercard1.10%
  • Amex2.10%
  • JCB2.10%
  • Bank account0.50%
  • PayTo0.60%
Sign up

Earn Plus

Boost your points

  • Earn 1 B2B Point per $2 spent on top of your usual card points

Great for businesses that want steady rewards growth.

  • Visa2.10%
  • Mastercard2.10%
  • Amex3.40%
  • JCB3.40%
  • Bank account1.00%
  • PayTo1.10%
Sign up
Most points

Earn Max

Maximise every dollar

  • Earn 1 B2B Point per $1 spent on top of your usual card points

Ideal for businesses serious about accelerating rewards.

  • Visa2.50%
  • Mastercard2.50%
  • Amex3.85%
  • JCB3.85%
  • Bank account1.87%
  • PayTo1.97%
Sign up

Only a standard and tax-deductible platform fee applies to all payments and the applicable fee will be displayed when you make a payment. Fees are exclusive of GST.

How it works

  1. 1

    Make payments

    Add suppliers and make payments in one place. Pay with any major credit card or link your bank account.

  2. 2

    Choose your rewards booster

    Essential has no B2B Points. Earn Plus gives 1 B2B Point per $2 spent. Earn Max gives 1 B2B Point per $1 spent.

  3. 3

    Redeem your points

    Link your account and convert B2B Points to the reward partner of your choice.

Your questions answered

B2B Points are rewards you earn on business payments through B2Bpay, on top of your card's own points. Earn 1 B2B Point per $1 on Earn Max or per $2 on Earn Plus, then convert 1:1 to Qantas or Velocity Points, or 2:1 to Avios. Each B2B Point also converts to 2.5 Luxury Escapes Société Points.

What are B2B Points?

Short answer: B2B Points are B2Bpay's own reward currency. You earn them on eligible business payments on the Earn Plus and Earn Max plans, they credit 5 days after payment, and you convert them to the reward partner you choose at published rates. 1 B2B Point = 1 Qantas Point = 1 Velocity Point.

Built for Australian business owners, B2Bpay helps you get more from the payments you are already making. Supplier invoices, ATO payments, rent, insurance, utilities and telco all earn, including payees that do not accept cards and payees that earn reduced card points when paid directly.

B2B Points sit alongside your credit card's own points. You keep both.

Real businesses, real points

The Shower Man Melbourne earns around 2 million Amex points a year running 80% of its spend through B2Bpay. WebEagles has flown a family of four to New Zealand and South Africa on points from ATO, rent and contractor payments. Billy and Paula fly family from Canada every year on points from gym franchise expenses.

Read the stories: The Shower Man Melbourne, WebEagles, Billy and Paula. Then sign up to start earning.

How do I sign up to B2Bpay?

Create an account at points.b2bpay.com.au, verify your business details and add a card or bank account. Choose your plan, add your payees or connect your accounting software, and you can start paying and earning straight away. The Australian-based team offers one-on-one onboarding if you want a walkthrough.

Can I use my existing B2Bpay login?

Yes. Existing B2Bpay customers use their current login details to access B2B Points. There is no need to create a new profile or re-enter your payees and cards; just choose a plan, link a reward partner and your next payment starts earning.

How do I start earning B2B Points?

Sign up, add your preferred payment method, choose Earn Plus or Earn Max, and make eligible business payments. B2B Points are credited automatically 5 days after each payment is processed, and you can see your balance and points history in your account at any time.

What payments are eligible to earn B2B Points?

Most business payments made through B2Bpay: ATO, government, utilities, telco, supplier invoices, rent and other business expenses, by card, bank account or PayTo. A few payment types are excluded under card scheme rules; see what you cannot pay. The team can confirm any payee before you pay.

Does B2Bpay charge monthly or account fees?

No monthly or account-keeping fee is stated. You pay the platform fee on each payment, which is shown before you confirm and itemised on your tax statement, so a quiet month costs nothing. The team confirms enterprise pricing for high-volume businesses.

What payment methods are accepted?

Visa, Mastercard and American Express credit and debit cards, Australian bank accounts and PayTo. You can store several payment methods in your wallet and choose a different one per payee or per payment, for example Amex for suppliers and bank account for your card bill.

How long do B2B Points take to arrive?

B2B Points credit to your B2Bpay account 5 days after the payment is processed. Once you convert them, partner timing applies; for example Qantas Points via the Qantas pathway credit by the 14th of the following month. Your card's own points follow your card issuer's cycle.

Payments that pay you back

Join B2Bpay for free to pay all your business bills and be rewarded along the way.

*A Qantas Business Rewards membership is required to earn Qantas Points. Terms apply.