Card tokenisation
Full card numbers are not collected or stored within the platform.
Security and technology
Secure payment technology built for Australian businesses.
Protecting your payment data is a core part of the B2Bpay platform. Our cloud-based payment system is designed to help businesses make and receive payments securely, with strong safeguards across card handling, encryption, infrastructure and reporting.
Bank account
Built to keep payment data secure
B2Bpay is designed with security at every stage of the payment journey.
PCI DSS compliance
Card payments are handled in line with recognised industry security requirements.
Encrypted connections
SSL encryption between your browser and our servers keeps data secure in transit.
Encrypted data
Payment data is encrypted to support a secure processing environment.
Australian infrastructure you can rely on
B2Bpay is Australian owned and operated, with infrastructure hosted by Microsoft in its Sydney and Melbourne data centres.
Australian owned and operated
Built for local businesses, with local support in Mascot, Sydney.
Hosted in Australia
Infrastructure hosted by Microsoft in Sydney and Melbourne.
Reporting and reconciliation
Comprehensive payment and reconciliation reporting online, supporting your broader finance workflows.
Your questions answered
Protecting your payment data is a core part of the B2Bpay platform. Our payment processing system is modern, cloud-based and designed to help businesses make and receive payments securely, with strong safeguards across card handling, encryption, infrastructure and reporting.
How is payment data kept secure?
Short answer: Full card numbers are never collected or stored, cards are tokenised, the platform is PCI DSS compliant, connections and data are encrypted, and the infrastructure is hosted in Australia by Microsoft in its Sydney and Melbourne data centres.
B2Bpay is designed with security at every stage of the payment journey, helping businesses process payments with confidence.
Card tokenisationTo help protect sensitive card data, B2Bpay uses card tokenisation. Full card numbers are not collected or stored within the platform.
PCI DSS complianceB2Bpay is PCI Data Security Standard compliant, helping ensure card payments are handled in line with recognised industry security requirements.View the PCI certificate (PDF)
Encrypted connectionsWe use SSL (Secure Sockets Layer - https) encryption between your browser and our servers to help keep data secure in transit.
Encrypted dataPayment data is encrypted to support a secure processing environment.
Secure payment processing
B2Bpay's payment environment is designed to support secure business transactions across both making and receiving payments.
Trusted merchant facilitiesB2Bpay utilises merchant facilities provided by Westpac and American Express to support secure payment processing.
Secure online paymentsBusinesses can make and receive payments through a cloud-based portal built to prioritise reliability, visibility and protection of sensitive payment information.
Reporting and reconciliationComprehensive payment and reconciliation reporting is available online, helping businesses maintain visibility across transactions while supporting integration with their broader finance workflows.
Payee bank accounts are verified, and the Australian-based team can help if anything looks wrong. Read more in is B2Bpay safe?
What technology is there for customers making payments?
B2Bpay integrates easily with your accounting or other software system.
Upload an ABA fileMultiple payments can be processed by uploading an ABA file. Quickly process multiple payments by card using the same file format that you currently upload to your bank account. ABA files can be exported from all major accounting and software systems including MYOB, Xero and more.
Pay these suppliers by cardPay these suppliers by card to boost cash flow and earn credit card points plus B2B Points or Qantas Points*.
Reports online, any timePayment reports can be accessed online at any time. Quickly and easily filter reports by biller, date, financial year and more.
Export to your softwareDownload reports as a CSV or OFX file to import into third party software systems such as MYOB, Xero and more.
What technology is there for billers?
Funds sent to you are detailed on a comprehensive reconciliation report. Reports are available online or by email in a choice of file formats to suit your needs and to enable integration to your existing systems.
Advanced integration opportunities are also available, including:
- APIs for online and offline payment processing, reporting and reconciliation
- Bulk and direct debit payment processing
To find out more about collecting payments the easy way, get in touch or see accept card payments.
Security documents
PCI DSSZenith Payments PCI certificateEvidence of PCI Data Security Standard compliance (PDF).
LicensingZenPay Product Disclosure Statement, FSG and TMDZenPay Pty Ltd holds Australian Financial Services Licence 528678 (PDF).
LegalCustomer Terms and ConditionsIncluding identity verification with GreenID and PayTo mandates.
A smarter, more secure way to manage payments. B2Bpay gives your business a secure, reliable way to manage payments. All in one place.
*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers who join via B2Bpay's link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Qantas Points will be credited to the Member's Business Rewards account by the 14th day of the month following the eligible spend. B2B Points are credited 5 days after payment and convert 1:1 to Qantas Points. Card points are offered by your card issuer and earned subject to its terms.
Does B2Bpay store my full card number?
No. B2Bpay does not collect or store full card numbers. Cards are tokenised, so the platform only holds a token that represents your card.
Is B2Bpay PCI DSS compliant?
Yes. B2Bpay is PCI Data Security Standard compliant. The Zenith Payments PCI certificate is available as a PDF on this page.
Where is B2Bpay hosted?
B2Bpay's infrastructure is hosted by Microsoft in its Sydney and Melbourne data centres, so your data stays in Australia.
Who provides B2Bpay's merchant facilities?
B2Bpay utilises merchant facilities provided by Westpac and American Express to support secure payment processing.
Can I pay many suppliers at once?
Yes. Upload an ABA file exported from MYOB, Xero or most accounting systems and pay those suppliers by card in one go.
What reports can I download?
Payment reports are online at any time and can be filtered by biller, date and financial year. Download them as CSV or OFX to import into MYOB, Xero and other software.
A smarter, more secure way to manage payments
B2Bpay gives your business a secure, reliable way to manage payments. All in one place.
*A Qantas Business Rewards membership is required to earn Qantas Points. Terms apply.