Everyday business expenses into rewards
WebEagles, a Sydney digital agency run by Raj El-Ali, was paying suppliers, contractors and ATO bills by bank transfer and earning nothing. With B2Bpay those payments go on the credit card, clients can pay by card, and the points have flown the family overseas.
The story
Short answer: A 16-year-old digital agency moved its large outgoing payments onto a credit card through B2Bpay, including suppliers who do not take cards and the ATO, and added a B2Bpay payment link to its invoices. Cash flow improved and the points now fund family travel.
WebEagles was juggling supplier invoices, contractor costs and cash flow. Big expenses went out by bank transfer and earned nothing. Now they go on the card, even to suppliers who do not normally accept cards, which means better cash flow flexibility and reward points on spend the business was already making.
- Industry: marketing agency
- In business: 16 years
- Location: Sydney, Australia
- Founder: Raj El-Ali
The challenge: every payment was a cost, never a reward
Before B2Bpay, managing cash flow while keeping payments simple was an ongoing challenge.
On the payment side, supplier invoices, contractor payments and ATO bills were paid by bank transfer, so the business could not use its credit card or earn rewards on spending it was already making. On the receiving side, clients had limited payment options, creating friction and making it harder to get paid quickly.
"We weren't able to give our clients options on how to pay us."
Raj El-Ali, Managing Director
The solution: paying big expenses their way, and earning on every one
The business now pays suppliers, contractors, ATO bills and larger expenses with its preferred credit card, even when suppliers do not traditionally accept card payments. That gives greater cash flow flexibility while earning full credit card points plus B2B Points on eligible payments. Xero integration imports bills and reconciles payments automatically.
On the receiving side, a B2Bpay payment link lets clients pay by card or bank account, reducing time spent chasing invoices. Funds arrive by EFT within 3 business days.
"Now with B2Bpay, we can pay our big business expenses through the platform."
"It should just be an invoice that our customers can pay."
Raj El-Ali, Managing Director
The results: from necessary costs to family getaways
"We've been able to accumulate points from paying our business expenses."
"It's helped us manage our bigger business expenses."
Raj El-Ali, Managing Director
For a family of four, flights add up fast. The points earned on payments like the ATO, rent and contractors have already flown them to New Zealand and South Africa, with a bucket-list trip to Santa Village and Lapland next on the list. Rewards build simply by running the business as normal.
"If you're considering B2Bpay, just do it. Your cashflow will improve and you're able to accumulate travel points that you wouldn't have been able to before."
Raj El-Ali, Managing Director of Webeagles
Ready to make business payments more rewarding?
Sign up for B2B Points, learn about accepting card payments on your invoices, or see how marketing agencies use B2Bpay. More stories: The Shower Man Melbourne and Billy and Paula.
Frequently asked questions
How does WebEagles pay the ATO by card?
B2Bpay pays the ATO on the business's behalf by bank transfer using the payment reference number, while the charge sits on the credit card. This also keeps card payments available after the ATO stops accepting credit cards directly on 30 June 2027. See pay BAS with a credit card.
How do clients pay WebEagles through B2Bpay?
A B2Bpay payment link on each invoice opens a secure branded page where clients pay by card or bank account. The payment reconciles in Xero and funds arrive by EFT within 3 business days. See accept card payments. Clients can also pay by PayTo.
What points does the business earn?
Full credit card points at the card's standard rate, plus B2B Points on the Earn plans, which convert 1:1 to Qantas or Velocity Points, 2:1 to Avios or 1:2.5 to Luxury Escapes Société Points. See B2B Points. Points credit 5 days after payment.
Does Xero integration take long to set up?
No. Connect Xero from inside B2Bpay, choose a Payment Account and an Expense Account, and approved bills appear ready to pay. Payments and fees are recorded back automatically. See the Xero integration FAQs. The team can walk you through it on 1300 205 575.
What does B2Bpay cost an agency like WebEagles?
A platform fee per payment, ex GST, from 1.10% on Visa and Mastercard and 2.10% on Amex on the Essential plan, rising on Earn Plus and Earn Max where B2B Points are earned. No monthly fee is stated. See pricing.
Start earning on the bills you already pay
Set up takes minutes. Pay your BAS, suppliers and rent by card and keep the cash for up to 55 days.