Bank Accelerator PLUS: earn 1 point for every $1 you pay from your bank account
Pay business bills from your bank account through B2Bpay and earn 1 Qantas Point per $1, for one fee of 1.87% ex GST, similar to Visa or Mastercard. No points caps, and no credit limit holding you back.
What is Bank Accelerator PLUS?
Short answer: Bank Accelerator PLUS lets your business earn 1 point for every $1 you pay from your bank account through B2Bpay, for one fee of 1.87% ex GST, similar to a Visa or Mastercard payment. Today it is the bank account option on B2Bpay's Earn Max plan: 1 B2B Point per $1, which converts 1:1 to Qantas Points.
Bank account payments are not limited by credit card limits, points caps or reduced earn rates. And because cards and bank accounts sit in the same B2Bpay wallet, you manage and make all your payments in one place.
Bank Accelerator PLUS features
All your bills in one placeManage and pay all your business bills in one place, and choose how you pay with every payment.
No limits, no capsBank account payments don't count towards your credit limit or any credit card points caps, so you keep earning without restrictions.
1 point per $1Pay bills and invoices from your bank account on Earn Max and earn 1 B2B Point (1 Qantas Point) for every $1.
Maximise your points: use cards and your bank account together
Use credit cards to
- Earn your card's reward points up to its cap or threshold.#
- Earn B2B Points on top when you pay through B2Bpay on an Earn plan.
- Help cash flow, with up to 55 days interest-free depending on your card.
Use Bank Accelerator PLUS to
- Keep earning when you've reached your card limit.
- Keep earning when you've reached your card's points cap or threshold.
- Earn points for paying your credit card bill.
Credit card payments are a great way to manage cash flow and earn rewards for running your business, and with B2Bpay you can pay any Australian business, whether or not it accepts cards, with full card points on every payment, including utilities and government payments. Combining card payments with bank account payments from your B2Bpay wallet keeps all your payments in one place, keeps you on top of cash flow and maximises what you earn.
Card payments vs bank account payments
Credit card payments
Your card's reward points, plus B2B Points on Earn plans
- Cards typically earn 0.5 to 1.25 reward points per $1. Check your own card's earn rate and points caps.#
- Visa / Mastercard fee 1.10% to 2.50% ex GST, depending on plan.
Bank account payments
1 B2B Point (1 Qantas Point) for every $1 on Earn Max*
- Fee 1.87% ex GST on Earn Max.
- No caps on points earned.
Platform fees are generally tax deductible as a business expense; confirm with your accountant. Full pricing:
| Payment method | Essential No B2B Points | Earn Plus 1 B2B Point per $2 | Earn Max 1 B2B Point per $1 |
|---|---|---|---|
| Visa / Mastercard | 1.10% | 2.10% | 2.50% |
| American Express | 2.10% | 3.40% | 3.85% |
| Bank account | 0.50% | 1.00% | 1.87% |
| PayTo | 0.60% | 1.10% | 1.97% |
Platform fees ex GST, as published at b2bpay.com.au. The exact fee is shown before you confirm each payment.
Want to see what your payments would earn? Try the points calculator.
Start earning in three steps
- Join Qantas Business Rewards if you're not already a member. Joining is free through B2Bpay's link.
- Log in to B2Bpay at pay.b2bpay.com.au and add your bank account to your online wallet.
- Pay from your bank account on Earn Max (the option previously called Bank Accelerator PLUS, or Points Accelerator PLUS) when you make the payment.
Your business must be a Qantas Business Rewards member to earn Qantas Points, and the ABN registered with Qantas Business Rewards must be saved in your B2Bpay profile. You can also convert B2B Points to Velocity Points, Avios or Luxury Escapes Société Points; see how B2B Points work.
See how B2Bpay has helped Torc Tight QLD
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About B2Bpay and terms
B2Bpay is owned and operated by Zenith Payments Pty Ltd. Payment processing and merchant acquiring facilities are provided by Westpac, American Express and other leading financial institutions.
A tax-deductible platform fee applies to every payment and is displayed when you set up a biller and when you make a payment.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant card partners. The applicable card partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant card partner for terms and conditions or enquiries.
* A business must be a Qantas Business Rewards member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, but is waived for B2Bpay customers who join through B2Bpay's link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in their B2Bpay customer profile, or entered online when paying, to earn Qantas Points. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. Any claims about Qantas Points must be made directly to B2Bpay by emailing support@b2bpay.com.au.
Frequently asked questions
Is Bank Accelerator PLUS still available?
Yes, as the bank account option on the Earn Max plan. You pay 1.87% ex GST and earn 1 B2B Point per $1, which converts 1:1 to Qantas Points. The fee and earn rate are the same as the original Bank Accelerator PLUS offer.
Do bank account payments count towards my credit limit or points cap?
No. Bank account payments come straight from your bank account, so they don't use your card limit and aren't affected by your card's points caps or reduced earn rates.
Can I earn points for paying my credit card bill?
Yes. You can pay your credit card bill from your bank account through B2Bpay and earn points on it. You don't get an interest-free period on a bank account payment, but you still earn.
What does a Bank Accelerator PLUS payment cost?
1.87% ex GST on Earn Max, shown before you confirm the payment. Bank account payments cost 0.50% on Essential (no B2B Points) and 1.00% on Earn Plus (1 B2B Point per $2). See pricing.
Do I need to be a Qantas Business Rewards member?
To earn Qantas Points, yes. Join free through B2Bpay's link (the usual $89.50 join fee is waived) and save your ABN in your B2Bpay profile. You can also convert B2B Points to Velocity Points, Avios or Luxury Escapes Société Points.
Should I pay by card or by bank account?
Use cards first to earn your card's points up to its cap and to help cash flow. Once you hit your card limit or points cap, or for bills like your card statement, pay from your bank account to keep earning. B2Bpay lets you choose with every payment.
When are points credited?
B2B Points are credited 5 days after payment. You then convert them to your linked reward partner whenever you like. See how B2B Points work.
Keep earning after your card hits its cap
Add your bank account to your B2Bpay wallet and earn 1 point per $1 on Earn Max.