Be rewarded when you make and receive payments
Connect Xero, MYOB or QuickBooks to B2Bpay. Pay every bill by card and earn points, and add a ‘Pay Now’ link to your invoices so customers can pay you online, with everything recorded back in your accounting software.
Choose your software
Pick the accounting software you use and we will show you how to connect it.
Making payments
Your bills sync from your accounting software into B2Bpay, ready to pay with any card.
- View and pay all your invoices using your existing cards.
- Boost cash flow by using your card's interest-free days to hold funds longer.
- Earn credit card reward points and Qantas Points on every eligible payment, with full card points on ATO, government, insurance and utilities payments.
- Pay all of your bills with ease in one secure place, in a few clicks.
- Save time by managing and paying all your business expenses online in one central system.
- Save on admin with automatic reconciliation in your accounting software when you make payments.
Getting paid
Give customers a fast way to pay your invoices online, 24/7.
- Receive card payments online at no cost to you.
- A ‘Pay Now’ link on your invoice opens a secure online payment page with your logo.
- Every payment received is automatically recorded as “paid” in your accounting software.
- Get paid faster and boost cash flow.
- No IT build, no bank set-up and no bank fees.
- Earn Qantas Points every time you get paid.*
Why choose B2Bpay?
B2Bpay lets you view and pay all your invoices, automatically synced from your accounting software, using any card. Improve cash flow by using your card's interest-free days to hold funds longer, and earn credit card reward points and Qantas Points on all eligible payments.

Get paid faster by accepting credit card payments online. The ‘Pay Now’ button on your invoices opens a secure, branded payment page where your customers can pay you online, 24/7, and you earn Qantas Points when you get paid.*
What it costs
A tax-deductible platform fee applies to each payment you make, and the applicable fee is displayed when you set up a biller and before you confirm each payment. Fees are ex GST and depend on the payment method and plan.
| Payment method | Essential | Earn Plus | Earn Max |
|---|---|---|---|
| Visa / Mastercard | 1.10% | 2.10% | 2.50% |
| American Express | 2.10% | 3.40% | 3.85% |
| Bank account | 0.50% | 1.00% | 1.87% |
| PayTo | 0.60% | 1.10% | 1.97% |
Platform fees ex GST, as published on pricing and what's included. For receiving payments, see accept card payments; your customer pays the card fee unless you choose to absorb it.
Ready to connect?
Choose your accounting software to get started.
Terms and conditions
B2Bpay is owned and operated by Zenith Payments Pty Ltd, a payment processing business based in Mascot, Sydney. Payment processing and merchant acquiring facilities are provided by Westpac, American Express and other leading financial institutions. A standard, tax-deductible processing fee applies to all payments, and the applicable fee is displayed when you set up a biller and when you make a payment.
* A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, but it is waived for B2Bpay customers who join using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, and 1 Qantas Point for every $3 paid to a biller by bank account. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers; see the current list of B2Bpay Bonus Billers. Rates at time of publishing (2023). See current rates.
Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend, as outlined in the B2Bpay Customer Terms and Conditions.
B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments made by customers using Visa or Mastercard via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller's invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Member's Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing help@b2bpay.com.au.