Earn travel rewards when you pay business expenses
Planning a holiday, or taking your small business interstate? Flights are one of the most flexible ways to redeem the rewards you earn when you pay your business expenses, and you can even put them towards upgrades. Here is how B2Bpay helps Australian small businesses earn more from the bills they already pay.

Since this article was first published: B2Bpay now rewards eligible business payments with B2B Points, which convert 1:1 to Qantas or Velocity Points. The ATO will also stop accepting credit card payments directly after 30 June 2027. You can keep paying the ATO by card through B2Bpay.
What are your business expenses earning you?
Short answer: Many Australian small businesses pay their bills without earning much in return. B2Bpay lets you pay business expenses, even the ATO, by credit card, so you earn your card’s reward points plus extra points from B2Bpay, which you can put towards flights.
If this sounds too easy to believe, you are not alone. Small business owners across Australia miss out on valuable rewards like flights every year. That is why Zenith Payments, an Australian payment solutions provider, developed B2Bpay: a payment solution that makes earning rewards simple for small businesses. B2Bpay partnered with Qantas Business Rewards to offer its customers some of the best rewards available.
So ask yourself: when you pay your business expenses, what rewards are you earning in return?
A Deloitte whitepaper found that B2Bpay users with $20,000 a month in expenses could potentially gain value equal to 7% of the expenses they pay. On top of that, B2Bpay gives you:
- Qantas Points in addition to your regular card rewards points
- The ability to pay all your business expenses by credit card, even the ATO
- The option to offer Qantas Points as an incentive for your customers to pay you
- Consolidated payment records in a secure online portal, so expenses are simple to monitor and a single invoice format cuts manual work at tax time
Setting up an account is free. All you need is an ABN and a valid email address to start earning rewards towards your next business class flight. Here are some tips to get the most out of it.
Which card is best for your business?
Every business has different needs, depending on its industry, number of employees and annual turnover. Still, there are a few things every small business owner should check when reviewing a business rewards card:
- Applying for new cards can be a hassle, so make the most of your existing card while keeping an eye out for better options.
- Look for a sign-up bonus and a good ongoing points earn rate.
- Shop around every few years to make sure your card is still right for you.
- Compare annual fees. A higher fee often makes sense when the extra benefits offset it.
- Check for travel insurance, which some business cards include.
- Ask whether rewards are easy to redeem online.
- Make sure the card offers rewards you actually want.
Earning business rewards does not need to be difficult. For a deeper comparison, read our guide to choosing a card for business bills.
Double dip your rewards on ATO payments
In 2011 the ATO began allowing small business owners to pay their BAS and income tax by card. That is good in principle, but when you pay the ATO directly, most credit cards now give reduced points or no points at all.
This is where B2Bpay rewards small business owners. When you pay the ATO through B2Bpay, you earn full credit card points and double dip by earning additional points from B2Bpay as well, while paying just one fee to B2Bpay for the transaction. See how full card points on ATO payments work.
Use your card for every business bill
When it comes to earning flights from business rewards, remember one thing:
It’s the little things that count.
The B2Bpay team
Credit cards are not only for big items or big bills. They are for every purchase. If your business still makes everyday payments by cash or cheque, you are leaving valuable rewards on the table.
So next time you order office catering, ink cartridges or subscriptions, remember that small everyday expenses add up to big rewards. $50 of transactions a week can add up to thousands of reward points a year, plus additional points with B2Bpay. Use the points calculator to see what your own payments could earn.
Take advantage of the B2Bpay bonus sign-up offer
Start turning your everyday business expenses into valuable rewards by joining B2Bpay today.
Bonus offer for billers
Earn 10,000 bonus Qantas Points for the first $10,000 received*
Accept card payments on your invoices through B2Bpay and get rewarded when your customers pay.

* Offer terms and conditions apply. See the B2Bpay Terms and Conditions or call 1300 205 575 to confirm the current offer.
Get started
Prefer to talk first? Speak directly to our Sydney-based B2Bpay customer support team on 1300 205 575.
Start earning on the payments you already make
Pay your bills and get paid by card through B2Bpay, and earn points on both.